This delayed taxation is not a win-win situation. It may look good on paper for the government and the prospect of extra revenue from the interest payments is nice, but it does not protect seniors.
As a sort of legal scam to earn money it is fine. But please don't try to pretend that it is a just fulfillment of a promise.
The only good thing I can see about it is that it is not mandatory. You can ignore it.
Michael Mercer,
Moncton